Insurance & Therapy FAQs
Making Therapy Accessible
Beginning therapy is often an emotional step. Understanding insurance and fees should feel clear and manageable.
My goal is to make the process straightforward so you can focus on what matters most — your well-being.
Insurance
Insurance & Therapy FAQs
Does Dr. Yulia Koba accept insurance?
Yes. Dr. Yulia Koba at Life Transitions Psychology is in-network with Aetna, Anthem Blue Cross, Blue Shield, Optum/UnitedHealthcare, Cigna, Lyra, Original Medicare, TRICARE, and TriWest. Insurance participation varies by specific plan and network. Please contact the practice to confirm your coverage before beginning therapy.
Can I book therapy with Dr. Yulia Koba if I have Optum or UnitedHealthcare?
Dr. Yulia Koba is in-network with Optum/UnitedHealthcare. Your eligibility depends on your specific plan and behavioral health network. Schedule a free consultation and contact the practice to confirm whether your plan covers services with Dr. Koba.
Does Dr. Yulia Koba accept Anthem Blue Cross?
Yes. Dr. Yulia Koba is in-network with Anthem Blue Cross. Because Anthem offers different plans and networks, please confirm that Dr. Koba participates in your particular plan before your first therapy appointment.
Does Dr. Yulia Koba accept Blue Shield insurance?
Yes. Dr. Yulia Koba is in-network with Blue Shield. Blue Shield and Anthem Blue Cross are separate insurers, so please provide the exact plan name shown on your insurance card when requesting coverage verification.
Can I use insurance for therapy focused on women’s mental health?
Insurance may cover medically necessary psychotherapy for covered mental health conditions. Dr. Yulia Koba specializes in women’s mental health, including anxiety, depression, trauma, and emotional difficulties during life transitions. Coverage depends on your plan, the service provided, and applicable clinical requirements.
Can insurance cover therapy for postpartum anxiety or depression?
Your insurance may cover psychotherapy for postpartum anxiety or depression. Dr. Yulia Koba works with women experiencing emotional difficulties during pregnancy and postpartum. Please contact the practice to confirm your specific network and benefits.
Can I use insurance for anxiety or depression during perimenopause or midlife?
Insurance may cover psychotherapy for a covered mental health condition, such as anxiety or depression, that occurs during perimenopause or midlife. Coverage is based on your mental health benefits and the clinical need for treatment, rather than the life transition alone.
Does insurance cover EMDR therapy?
EMDR may be provided as part of covered psychotherapy when clinically appropriate. Coverage depends on your plan, diagnosis, and treatment benefits. Please confirm your benefits with the practice and your insurer before beginning treatment.
Can I use insurance for online therapy in California?
Telehealth coverage varies by insurance plan. Dr. Yulia Koba offers online therapy to clients located in California. Please confirm whether your plan covers telehealth appointments with Dr. Koba and what your share of the cost will be.
How much will I pay for therapy with insurance?
Your cost depends on your plan’s deductible, copayment, and coinsurance. If you have an unmet deductible, you may be responsible for the plan’s allowed amount until the deductible is met. A benefits estimate is not a guarantee of payment; your insurer determines the final coverage when the claim is processed.
How do I check whether Dr. Yulia Koba is in-network with my plan?
Call the member services number on your insurance card and ask whether Dr. Yulia Koba at Life Transitions Psychology is in-network for outpatient mental health services under your specific plan. You can also contact the practice for assistance.
Ask your insurer:
Is Dr. Yulia Koba in-network under my specific plan?
What is my cost for outpatient psychotherapy?
How much of my deductible remains?
Does my plan cover telehealth?
Do I need a referral or prior authorization?
Does being in-network mean therapy is free?
No. Being in-network means the provider participates in your insurance network. You may still owe a copayment, coinsurance, or deductible, depending on your benefits.
How do I schedule a consultation with Dr. Yulia Koba?
Visit drkoba.com to access the consultation booking link, or call (310) 361-5279. A free consultation is an opportunity to discuss what you are seeking and whether the practice may be a good fit. Your specific insurance coverage should be confirmed before your first therapy appointment.
Cancellation Policy
Please notify us if you need to cancel within 24-hour of your booked appointment.
If you have not notified the office at least 24 hours in advance, cancelation fee will apply.